Employer Sponsored Group Health Insurance Options

Offering a variety of options and programs that are competitively priced providing more choice and flexibility.

With Defined Contribution's – employers control their costs, not the carriers.
Multiple Health Plans – CaliforniaChoice® and HSA California offer multiple carriers in one program including Kaiser Permanente and Health Net.

Free HR Support – available to all groups. Clients get access to critical state and fed­eral employment laws, a database of over 2500 questions, and even the latest on the new COBRA/Cal-COBRA premium subsidy (as mandated by The American Recovery & Reinvestment Act)

Easy to Add Ancillary Options – including dental, vision, chiropractic/acupuncture, life and Section 125 POP plans*

*Available ancillary options differ by program. Call for details.

Groups 2-50 / 51-199 CaliforniaChoice® is an employee-choice health program featuring multiple HMO plans and the largest PPO network in California. Since the program’s inception in 1996, it has been the fastest growing small group plan in the state - receiving the prestigious HIAA National Innovators Award in 2002. CaliforniaChoice® enables employees to choose the health benefits that best fit their needs based on premium, physician, formulary or hospital. The program gives employers flexible budget control through several Defined Contribution options. CaliforniaChoice 51+ is the leading employee benefits program for companies (51-199) seeking superior solutions for controlling cost without compromising options. HSA Health Plans Health Savings Accounts are an amazing way to save money on health care expenses and make money for retirement while earning tax-free interest! With HSA's, you can: Pay less for health insurance. Get better insurance - gives clients a greater power to choose. Deduct HSA contributions from taxes and earn interest TAX-FREE. Save for retirement TAX-FREE. Withdraw money for qualifying medical expenses TAX-FREE. HSA California is designed for employers with 2 to 50 employees. It offers seven HSA-compatible high deductible health plans through Health Net, Kaiser Permanente and Western Health Advantage, all of which provide the opportunity to open a Health Savings Account. An employee’s HSA contributions are tax-deductible, earn interest tax-free, can be withdraw tax-free funds for qualified medical expenses and even supplement retirement. HSA Savings Calculator.

Groups of 5 employee or more California Prevailing Wage Prevailing Wage Hour Bank Program is designed to assist Davis-Bacon, Prevailing Wage and Service Contract Act Contractors in navigating through the maze of federal, state, and city wage regulations. All the while maximizing profits and converting taxable payroll dollars into valuable tax-free employment benefits. Contractors and Service Companies, Contractors Choice can reduce your wage rate and cut your payroll costs as much as $2000 a year for each employee on a government or public works job. With   few as 5 employees you can begin to increase your profits and bid more competitively every year. read more. Aetna   Building on its 150-year heritage, Aetna is one of the nation’s leading providers of health, dental, group, life, disability, and long-term care benefits. They provide benefits through employers in all 50 states, with products and services targeted specifically to small, midsized, and large multi-state national companies. Aetna also offers a wide array of programs, services, and information that help minimize increases in employee benefits costs, while striving to provide easy access to cost-effective, high-quality health care. . Anthem Blue Cross   Anthem Blue Cross has been serving the health care needs of California residents since 1937. Together with its branded affiliates, Anthem Blue Cross provides health care services to more than 6.8 million members. Offering a full continuum of product and coverage options, Anthem Blue Cross provides customers with unparalleled choice and flexibility in meeting their health plan needs. With its strong track record for innovation, Anthem Blue Cross focuses on progressive products and services designed to improve the health status of all Californians.