Multibenefit Insurance Services;
Your Conduit to The Nations Largest Health Insurance Exchange.
Offering a variety of options and programs that are competitively priced providing unsurpassed quality - choice and flexibility.

Small Groups,   Mid-Size Groups,   Large Groups (any size), Local, Multi-State,   International.
Individual or Group Travel Insurance Solutions.
Seasonal Workers, Farmers, Landscapers, Restaurant Employees.
Special Risk; Business Owners, Managers, Race Car Drivers, Professional Athletes, Actors, Pilots, Doctors High Limit Disability, Kidnap-Ransom, Youth Groups, Special Events, Amateur Sports Leagues, Child Care Providers.
Short-Term Medical, Individual or Family Health Insurance Solutions.

contractor Hour Bank Program is a Prevailing Wage Hour Bank Program combined with Administrative and Compliance Support specifically designed to assist Non-Union, Prevailing Wage “contractors” and “service companies” in navigating through the maze of Federal, State and City wage regulations.   While maximizing profits and converting taxable payroll dollars into Valuable Tax-Free Employee Benefits. (Cut Taxes – Build More Profits)   Improve your H.R. resources, improve labor compliance, and save TAX dollars, become more competitive, more profitable at the same time.

Contractors Prevailing Wage Hour Bank Administration;

  1. Takes the worry out of Compliance issues!
  2. Offering top-notch benefit choices in one smart, tax-savings package.
  3. Increases your ability to be more competitive during bidding!
  4. Assist with DOL, GSA and/or Contracting Officer compliance issues.
  5. Insure Compliance with Free   COBRA and HIPPA   Administration.
  6. Expert administration by the nation's leading platform for Exchange models and Defined Contribution/Employee Choice programs since 1989.

This is only a small sample of benefits within this program.

contractor If you are interested to work on Federal, State or Local Public Works Contracts go here to complete your company survey and learn how to Cut-Taxes, Build More Profits and become More Competitive!
Contact me for   questions regarding your Prevailing Wage Project.

My local area includes the Northern California Sacramento Region, San Francisco Bay Area, with an expanded reach throughout Central and Southern California, Oregon, Nevada, Arizona, Texas, Hawaii and Worldwide! We go where your job takes you!
Other Services Available
  • COBRA Administration
  • H.R. Support Center
  • Section 125 (POP) plan
  • Tax Savings Programs
  • Many Other Programs and Services...
Adding Supplemental Insurance is a Smart Choice!
  • Help companies control the cost of adding Company sponsored plans.
  • To supplement existing employee benefits.
  • To offer quality insurance benefits to employees on a voluntary employee-paid basis.
  • To improve employer and employee relations.
  • Affordable insurance alternatives that supplement existing employer-sponsored plans.
  • Communication of plan advantages in an educational and non-threatening environment.
  • A flexible and efficient enrollment process.
  • Annual enrollment opportunity and continuous communication.
  • Enables employees to purchase quality insurance at affordable group rates.
  • Protection for themselves and their families.
  • Premiums paid through the convenience of payroll deduction.
  • Employer sponsorship usually results in little or no medical or financial underwriting.
  • Coverage that is often portable.
  • Strengthens company benefits program and enhances corporate image.
  • Lessens pressure to increase employer-paid benefits.
  • Improves employee morale.
  • Helps attract and retain good employees.

Examples of Supplemental Insurance - Voluntary Benefits:

Dental Insurance, Vision Insurance, Accident Insurance, Disability Insurance, Income Protection, Cancer Insurance, Critical Illness Insurance, Hospital Indemnity, Heart Attack and Stroke Insurance, Long Term Care Insurance, Life Insurance, Annuity

Aetna, Aflac, American General/Allied National, Anthem Blue Cross, BEST LIFE, Blue Shield, CalCPA, CaliforniaChoice, CaliforniaChoice 51+, CIGNA HealthCare, Delta Dental, Flex Select (GroupLink Inc.),Freedom Dental Plans by BEN-E-LECT, Golden West, Health Net, Health Net Farm Bureau, HealthEdge Cost Saver, Kaiser Permanente Choice Solution, PacifiCare, Principal Financial Group, Reliance Standard, SafeGuard, SelectDent, Seniors Choice, SmileSaver, TransConnect, UnitedHealthcare, Vision Plan of America, Western Health Advantage, Word & Brown

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Multibenefit Insurance Services P.O. Box 423 Camino, Ca. 95709
DIR 1-530-774-6425  California Insurance License # 0D38779
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