Professional Athletes or Collegiate Stars planning to play professionally may be insured against career ending disabilities. Individuals – On and Off the Field – Contract Guarantees – Specified Occupation USES: Football, Baseball, Basketball, Hockey, Soccer, Track and Field, Bicycling, Tennis, Jai Alai, Marathon, Street Luge, and many others!

Disability Insurance for Professional Golfers is available through a product designed specifically for this occupation. Touring Pros, Club Pros, and Teaching Pros are all eligible. USES: Loss of Earnings, Contract Completion, College to Pro Protection and Loss of Endorsements. These are some of the more common uses for this flexible disability plan.

Racer High Limit Disability Insurance Competitive sports demand competitive products. On the fast track of Professional Racing, this policy takes the checkered flag every time. Automobile drivers, motorcyclists, boat and aircraft pilots can secure coverage with options for medical coverage, disability coverage, death and/or dismemberment coverage. Benefits may be payable on weekly and/or per missed race basis. A comprehensive product for people in high-risk world of racing. Weekly Cash Benefits – Major Medical Expense – Missed Race Compensation – Career Ending Disability – Accidental Death

The Executive Disability Insurance Plan The Executive 400 Disability Insurance is a product that has many uses. It is ideal for the executive who may need more personal disability or business disability insurance. Issue and participation limits are up to 75% of income. This plan can be layered on top of other coverage in force or stand alone in some cases. Available either on a Capitalized Lump Sum or traditional Monthly Benefit basis. USES: Individual or Group Needs including: Top-off/Excess Coverage – Business Overhead Expense – Buy-Sell or Buy-In Funding – Keyperson Coverage – Severance Agreements – Bank Loan or Lease Payment Completion – Employment Agreement Indemnification – Venture Capital Indemnity

Disabilty Insurance Solutions For Domestic and International use. This plan has extreme flexibility to cover most any type of situation. Excess disability coverage for high-income earners, occupations not normally covered by traditional carriers, business insurance needs such as buy/sell, key person and overhead expenses are available even for the blue and gray collar business owner.

Star's Disability Insurance People in the entertainment industry are denied adequate disability protection by domestic insurance companies. Created to provide badly needed coverage for actors, musicians, stunt-people, producers, directors and people in other occupations of the entertainment industry. Benefits may also include the following: Loss of Sight, Loss of Speech, Loss of Hearing,Temporary Total Disability, Career Ending Disability, Transplant Operations, Disfigurement, Non-Appearance, Dismemberment. USES: Personal Disability, Contract or Performance Insurance, Loss of Services Indemnification.

The Top Hat Program The Top Hat Program is the finishing touch for an appropriately dressed Disability Financial Estate. An automatic issue plan that allows supplemental disability insurance in conjunction with a recently approved, standard issued, fully underwritten non-cancelable policy. Up to an additional $10,000 per month may be issued provided the total in force coverage does not exceed 65% of personal income. Coverage includes own occupation and options for COLA and Residual disability.

World-Wide High Limit Accident Insurance this person can be insured for $100,000 to $20,000,000 or more. This high limit plan can cover just the cover just the plane ride, all common carriers, or all risks, 24 hours a day. It can also cover dismemberment and career-ending accidental disabilities. Coverage may be purchased to cover periods of time ranging from two weeks up to one year. USES: Personal protection or business provided coverage.

International and Special Use Term Life Insurance Internationally, the need for life insurance protection is increasing as common markets encourage involvement in travel, relocation, and foreign business. Domestic life insurance companies cannot always provide solutions to our one-world needs. Foreign nationals with U.S. business interests or U.S. citizens traveling or residing outside the U.S. may well have life insurance needs that can only be handled by International Term Life Assurance. USES: Short-term needs for purposes like contract completion, movie or TV productions or longer term needs such as bank loans are examples of the uses of this unique new product from the London Market.

Short Term Contingent Life AND/OR Disability Plan Short Term Contingent Life and/or Disability Insurance is the ideal solution for Key person needs and when time is of the essence. When it takes traditional life and disability insurers on an average of 60 days to underwrite new application, this delay can often prevent pivotal business deals from concluding in a timely way. Mergers, acquisitions, infusions of venture capital or the close of escrows are often times held up due to this type of underwriting delay.The STC plan provides an immediate solution. Within a matter of hours STC coverage can be obtained to cover these risks, while the traditional permanent cover is being secured. The STC plan provides coverage for 30, 60, or 90 days and is available for third party business situations only.

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